Planning your dream home? One of the most common questions homeowners have is — “How much should I budget for interior design?” Whether you’re designing a 1BHK, 2BHK, or an independent house, this guide will help you understand realistic budgeting in India.
Let’s break it down step by step so you know what to expect, where to spend, and how to save.
💰 What Factors Affect Interior Design Costs?
Before setting a budget, understand what influences the total cost:
- Size of the home (sq. ft.)
- Scope of work (furnishing vs full interiors)
- Design style (minimal, modern, traditional, luxury)
- Materials used (laminates, wood, granite, etc.)
- Custom vs modular furniture
- Location (metro cities cost more than smaller towns)
📊 Average Budget Estimates in India (2025)
Here’s a general idea based on average quality interiors:
| Home Type | Approx. Budget Range |
|---|---|
| 1BHK | ₹3–5 Lakhs |
| 2BHK | ₹5–8 Lakhs |
| 3BHK | ₹8–12 Lakhs |
| Villa | ₹12 Lakhs and above |
Note: These are just estimates. Costs can go higher based on customization and luxury finishes.
🏠 How to Divide Your Budget Smartly
To stay organized, split your interior design budget into categories:
| Category | % of Total Budget |
|---|---|
| Modular furniture | 40–50% |
| Electricals & lights | 10% |
| Painting & wall finishes | 10–15% |
| Flooring or tiles | 10% |
| Decor & accessories | 10–15% |
| Contingency buffer | 5–10% |
🎯 Tip: Always keep a 10% buffer for last-minute changes or upgrades.
🧠 Where to Spend and Where to Save
Spend more on:
- Kitchen & wardrobes (daily usage)
- Quality lighting
- Durable furniture
- Waterproof materials (especially in bathrooms)
Save smartly on:
- Decorative pieces (can DIY or buy later)
- Premium wall paints (opt for good but not luxury brands)
- High-end brand names (many local brands offer similar quality)
🛠️ How to Stay Within Budget
- Plan early and list down essentials vs wants
- Get 2–3 quotes before finalizing any work
- Avoid making changes midway (they increase costs)
- Choose modular over fully custom furniture
- Work with a designer who respects your budget
Interior design doesn’t have to break the bank. With smart planning, you can create a beautiful and functional home at a budget that suits you. Focus on long-lasting value, not just expensive aesthetics.
And if you need help with budget-friendly design ideas, DreamHomeInteriors is always here to guide you!